If youd like to open more, youll need to make an appointment for each one. Before doing so, well contact you to tell you the terms that will apply to that account unless you advise us otherwise. LifeSearch Partners Ltd is registered in England and Wales to 3000a Parkway, Whiteley, Hampshire, PO15 7FX, company number 03412386. Please don't interpret the order in which products appear on our Site as any endorsement or recommendation from us. You can boost your digital knowledge for free with our interactive resources. Introducing your kids to banking from an early age is a great way of teaching them how to save, manage their money and get organised. Tax rules can change and their effects on you would depend on your individual circumstances. You can apply for a Barclays Bank Account through the Barclays app available from the UK App Store or UK Play Store. Is opening a child account with Barclays safe? How do I find my sort code and account number? On very rare occasions we may be unable to return a payment (e.g. If you get a young persons account instead, you will usually need to upgrade it when you turn 18. Both also explain when we may change the interest rates, and the notice well give you. GoHenry is also marketing its prepaid Visa card for kids as young as six, costing 2.99 per month (first 30 days free). Open an account with as little as 1 and enjoy instant access. What is the cheque clearing cycle and how long does it take. The Child Trust Fund (CTF) was a long-term savings and investment account introduced by the government, encouraging saving for a child's future. If you havent already, you can register forOnline Banking. A unique number that only your account has. To get a joint account, youll both need to meet the above criteria. We can only open one account during your appointment. While banks such as Starling and Nationwide are covered by the Financial Services Compensation Scheme, which protects deposits up to 85,000 if a firm goes under, prepaid cards aren't covered by the scheme. They can load the account for free once a month but subsequent 'loads' in that month cost 50p. Your parent or guardian doesnt bank with us. That could equate to more than 250 in interest after one year. They can do this when you first open your account, or by visiting a branch any time.Return to reference. Its sometimes referred to as the CVV or CVC. 03 numbers. Explore how we can help you harness the power of change to drive sustainable growth. Swift Code: BARC GB 22. Children's bank accounts don't have overdraft facilities, so this can be a safe way to learn the basics of financial management before moving on to an adult account. Because of coronavirus (COVID-19), weve had to temporarily close or change the opening hours of some of our branches so it might take longer than usual to make an appointment. Valentina Cipriani was a writer at Finder UK. Barclays Insurance Services Company Limited and Barclays Investment Solutions Limited are each authorised and regulated by the Financial Conduct Authority. We can only open one account during your appointment. Yes, you can switch your current account to us. You can manage your account in branch, or using Online Banking, the Barclays app or Telephone Banking provided youre registered. Our goal is to create the best possible product, and your thoughts, ideas and suggestions play a major role in helping us identify opportunities to improve. Bank to bank transfer We are unable to accept any cash payments OVERSEAS PAYMENTS Should be made by Inter Bank transfer using SWIFT to Barclays Bank, Mortlock House, Vision Park, Histon, Cambridge. Which? Registered office for all: 1 Churchill Place, London E14 5HP. Got a question about Child Trust Funds? Youll need to be their parent or guardian. If youre 11 or 12, youll need permission from your parent to access the Barclays app. This ensures kids can only spend as the parents see fit. With Barclays, you have a couple of current account and savings account options to choose from, but no prepaid card. Inspop.com Ltd for the introduction of non-investment motor, home, travel and pet insurance products (FRN 610689). You can open this account with 1 theres no maximum balance3. Sorting Code 20-17-68 quoting Cheffins Auction 1 Account Number: 50237698 Swift Code BARC GB 22. We show offers we can track - that's not every product on the marketyet. Moneyboxes still played a part, with Barclays 1982 version designed as a miniature replica of a bank branch, complete with a combination lock. Unless we've said otherwise, products are in no particular order. We are a credit broker and not a lender and We take a closer look at Volopas business solutions. Barclays Children's Savings Start saving for their future today Set aside as much as you want, whenever you want. The Barclays app is specially designed for your BarclayPlus account all you need is your smartphone or tablet. How do I find my sort code and account number? By the early 1990s, Barclay the Eagle had become Barclay Bill. Eligibility To apply for this account, you must be At least 18 to save for the benefit of a child under 18. If your application is approved, then you will get your account details right away and can start using the account immediately. Children's bank accounts are regulated accounts so the funds are protected by the Financial Services Compensation Scheme (FSCS) up to 85,000. Adding money to the account (by debit card or bank transfer) is free up to three transactions per day (or 10 per calendar month). Our BarclayPlus Account is designed for 11-15 year olds, acting as both a basic bank account and a savings account. Barclays predicts global meat substitute market could reach $140 billion in sales by 2029, while Ernst & Young estimates the total market size might reach . Credit interest Whether youre looking to start your first job or travel the world, take the next step with this account available for three years after you graduate. Fancy getting into coding? Maximum of 13p per minute, plus your phone company's access charge. Including bonus. Barclays Center management is dedicated to providing an exciting and memorable guest experience while ensuring the safety and security of all guests. They cant use the same document for ID and address. Unfortunately, you cant apply to a Student Additions Account if you havent been a UK resident for 3+ years but you can still apply for a Barclays Bank Account in the Barclays app. There aren't huge differences between the two and both come for no monthly fee. Make the most of your 2022/2023 tax-free ISA allowance. Are there bank accounts for children and teens? The Junior BarclayPlus account also came with exciting prizes to be won, money-saving ideas and a great cartoon featuring the adventures of Barclay Bill. At the age of 11, graduating to a BarclayPlus account, promotional material in the archives says that customers would be able to get discounts on records or tapes at Our Price music stores.. Barclays Bank UK PLC and Barclays Bank PLC are each authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Youll need to be their parent or guardian. Our Eligibility tool can show you the likelihood of getting an arranged overdraft and the overdraft calculator lets you see how much it could cost to use an overdraft. rankings, Fraud victims experiencing mental health problems are twice as likely to fall into debt. Osper is geared towards children aged eight and upwards, costing 2.50 per month (first 30 days free). Cons No account options for kids under 11. The Rooster card has a dynamic CVV number which changes after every purchase to reduce fraud. Not eligible for this account? Discover the key differences between a cash ISA and a stocks & shares ISA and which option is right for you. MSE weekly email. We've rated the best bank accounts for under-18s. If a childs bank account does not sound like the right idea, then there are other options available. Barclays Insurance Services Company Limited and Barclays Investment Solutions Limited are each authorised and regulated by the Financial Conduct Authority. 3.3%. See our terms and conditions.Return to reference, If youre 11 or 12, youll need permission from your parent to access the Barclays app. You also need a gross annual income of at least 75,000 paid into the account, or a total balance of at least 100,000 in savings with us, in Barclays UK investments, or in a mix of savings and investments. In some cases, the application can be started online, although you or your child will still need to pop into a branch with proof of ID and address. This newsletter delivers free money-related content, along with other information about Which? Barclays app Same as calls to 01 or 02 numbers and they are included in inclusive minutes and discount schemes in the same way. Calls to 0800 numbers are free when calling from a UK landline or personal mobile but charges may apply when calling from abroad. Call 0345 600 4545, Monday to Friday, 8am-6pm, and Saturday, 9am-5pm. Savings accounts are for, well, saving, usually for the medium-to-long term. If your child uses the card on a trip abroad, expect them to be charged for every transaction or cash withdrawal. Cost. Barclays Insurance Services Company Limited and Barclays Investment Solutions Limited are each authorised and regulated by the Financial Conduct Authority. Discover short videos related to barclays kids bank account on TikTok. We do not make, nor do we seek to make, any recommendations on financial products or services that are regulated by the FCA, as were not regulated or authorised by the FCA to advise you in this way. Starling Kite is available for children aged 6-16. Maximum of 7p per minute, plus your phone company's access charge. Watch popular content from the following creators: FR4N(@etereafe), Hype Collective(@hype_collective), de_6thaccount(@de_6thaccount), Hype Collective(@hype_collective), Sambanks(@sambanks07), Hype Collective(@hype_collective), Bayuko(@billyayukofinance), hapines(@kidsonlyacc0), Chyanne(@chyannebarclay), Nicew/a Dash of . (1 - 10,000), Interest rates are banded. may also receive compensation if you click on certain links posted on Stay in control of your finances with the Barclays app1 get spending insights, flexible security controls and more. With HSBC MyMoney, you'll get a fantastic current account for easy day-to-day banking, plus a savings account to help you put something away for the future. How do I find my sort code and account number? Fee Information Document BarclayPlus Account, Check your money when youre out and about with our app, Shop in store or online if you have a contactless debit card, Use Apple Pay or Contactless Mobile to buy things with your phone, Its ideal for birthday or Christmas money, and you only need 1 to open an account, Its a free bank account for kids, with no monthly fees, Theres no overdraft, so you can only spend whats in your account, They can help you choose between a cash card and a debit card, Weve adapted our app so it suits our bank account for children, If they have the Barclays app, your parent or guardian can download the Barclays Video Banking app, Youll need to be there when they make the call, and well need to see your passport. Depending on whether you already bank or not with Barclays, you can open an account in-branch or via video banking. Memorise your PIN and passwords/passcodes and never share them with anyone else. accurate but you should confirm any information with the product or the lower rate of interest on your additional balance over 10,000. that aims to provide you with the tools you need to make better Parents can set spending rules as well as tasks to complete to earn extra pocket money. If you don't yet bank with us or prefer to talk, give us a call on 0345 744 5445 1 or visit your nearest branch. Powering Possible. Perhaps the oddest is Rufus, an elephant who featured in a 1966 advert in which a young girl brings her very large pet with her to open a savings account at a branch of the friendly and understanding bank. If you are Make sure your child is with you for the call, and you have their original passport or birth certificate ready to show us. Smart Start. Adding money to the account (by debit card or bank transfer) is free up to three transactions per day (or 10 per calendar month). Good news: they tend to be higher than with adults' savings accounts. regularly, Barclays Bank Children's Instant Saver - Issue 1, Learn more about childrens prepaid cards, Flexible ISAs: What they are and how they work, How to buy Nestl (NESN) shares in the UK, Christmas spending in the UK set to drop by more than 5.5 billion in 2022 as cost of living crisis bites, 5 assets investors are buying in the dip: From commodities to ETFs, Over half of Brits plan to make a New Years resolution in 2023, with health and money leading the way, Dedicated app that allows children to manage their own account, Kids can personalise their card with a picture of their choice, Bank accounts can be linked to Apple Pay, allowing kids to make purchases with their phones, Unless you already bank with Barclays, youll need to open the account in person. Having enough money in your current account or having an arranged overdraft limit could help prevent payments such as priority bills from being returned unpaid. Unsure what to search for? Sort code An overdraft limit is a borrowing facility which allows you to borrow money through your current account. To confirm who you are we need one of the following, To confirm where you live we need one of the following. We also post regular updates on our Digital Eagles social media accounts, just search 'Digital Eagles' We've got everything you need to get . Children's Account - BarclayPlus No monthly cost Start your banking journey with our simple, secure account for 11 to 15 year olds. If youve got a question about our Young Persons Account, there are many ways to get in touch. Different financial institutions have different criteria: some may allow you to open an account for any child aged under 18, other apply more restrictive rules. UKVI trusted sponsor letter from your employer, dated within the last 3 months. Nimbl's prepaid Mastercard costs 2.49 per month (first month free) or 28 per year and is aimed at children from six upwards. unsure you should get independent advice before you apply for any . There are a lot of options out there, but choosing Barclays is a pretty safe bet, as it carries all the advantages of a big brand and also offers a good range of accounts for children and teens. Barclays Supersavers club offered a binder, stationery, a regular Smash Hits-style magazine, and a plethora of competitions to its young members. Remember that your child can use their bank card to withdraw as much as 500 per day from an ATM (though some cash cards have a much lower daily limit, eg the BarclayPlus cash card limits daily withdrawals to 50). This means that you'll earn2.32% AER /2.30% gross p.a. Make sure your child is with you for the call, and you have their original passport or birth certificate ready to show us. Junior Isas and children's accounts . Create a PIN and passwords/passcodes that are hard to guess. Bank to bank transfer We are unable to accept any cash payments OVERSEAS PAYMENTS Should be made by Inter Bank transfer using SWIFT to Barclays Bank, Mortlock House, Vision Park, Histon, Cambridge. there is a broadly consistent upward trend overall. Investments can fall as well as rise in value. The Barclays Rainy Day Saver account pays 5.12 per cent interest on balances up to 5,000. The first thing you need to figure out when picking a child account is whether you are looking for a prepaid card, a current account or a savings account. It depends on the account. Prepaid cards are usually available to children aged 8 and above. If not, the account must be opened in branch and children must be accompanied by a parent or guardian. If you dont have a passport, you can use your birth certificate. ZA227007. LifeSearch Partners Limited (FRN 656479), for the introduction of Pure Protection Contracts, who are authorised and regulated by the FCA to provide advice and arrange Pure Protection Contracts. Clare Francis, Director of Savings and Investments at Barclays, shares her top tips on teaching children about the value of money. All you need to do is enter some details into our online form and confirm your identity. The 100 rule only applies to parents, step-parents and guardians, not other family members, such as grandparents, or friends. While we are independent, we may receive compensation from Finder.com Comparison UK Limited (company number: 10482489) is decisions. Confirm details with the provider you're interested in before making a decision. No minimum opening balance or deposit required to open. Interest rates. The full account comes with a sort code and account number so that family and friends can pay in money via bank transfer. We accept the following documents as proof of ID. Heres a list of the most commonly used banking words and what they mean. Tune in to NBCSN on December 8 at 8 p.m.. Get premium, high resolution news photos at Getty Images reference number: 786446). Call chargesReturn to reference. Barclays Online Banking Savings made easy - and rewarding Get the details Online Savings An award-winning account with great rates, no minimum balances and no monthly maintenance fees. Parents must have a current account to qualify for Money Smart. How do I find my sort code and account number? You can keep an eye on their accounts through your own Mobile Banking app or Internet Banking. Registered office for all: 1 Churchill Place, London E14 5HP. You may also find that additional features are made available once your child turns 16. If your parent or guardian doesnt bank with us. , or use the Direct call button in the app to call us and fast-track through security. Spend, save and learn more about money with our account for 16 to 17 year olds. We may receive compensation from our partners for placement of their products or services. Culture "For the past 50 years, Barclays has been my life" Five decades ago, Brendan Jarvis started his first job in a local Barclays branch at the age of 16. Not at the moment. Cash withdrawals are free at ATMs in the UK but this is an expensive card to use abroad (Nimbl charges 1.50 per cash withdrawal and 2.95% on foreign currency transactions. An amount of money a bank gives you, just for keeping money in your account. Learn how we maintain accuracy on our site. Barclays Insurance Services Company Limited and Barclays Investment Solutions Limited are each authorised and regulated by the Financial Conduct Authority. Get the skills you need for a better future with our range of tools, tips and interactive resources. Customer Score: Our rating for customer satisfaction, based on feedback from real customers. Unsure what to search for? Barclays Online Savings A rate greater than 5x the national average 3.40 % APY 2 Open an account Our rates are consistently some of the highest in the nation, plus you'll also get these great features: Secure, 24/7 online access to your funds Online transfers to and from other banks Direct deposit to make saving simple and easy Here are the pros of Barclays' new savings account: The interest rate smashes the next best open-to-all easy-access account. This is especially true if the parent or guardian already banks with Barclays, allowing them to sort everything out stress-free from home thanks to video banking. Interest is calculated daily using your statement balance and is paid on the first working day of each month. Check your balance and see what's new Move money between your accounts Send money to your friends and family Eligibility If you're aged 11-15 and have a BarclayPlus account, you can get our award-winning app on your smartphone. TSB launches emergency 'flee fund' for domestic abuse victims - how are other banks helping? The Spending Account works just like a current account. To apply for a Barclays Bank Account, youll need to be. AER (Annual Equivalent Rate) illustrates what the interest rate would be if interest was paid and compounded once each year.Return to reference, Online Banking, the Barclays app and Telephone Banking are only available if youre registered to use these services.Return to reference, If a parent gives money to a child as a gift, and it produces more than 100 gross interest in a tax year, the income is normally taxed as belonging to the adult.Return to reference. Put your money away for a fixed rate of return. variable for balances over 10,000, Instant access to your money through Online Banking, the Barclays app, Telephone Banking or in branch, At least 18 to save for the benefit of a child under 18. Join the 13 million whove learnt with us so far. Saffron Building Society Two Year Fixed Rate . Weve got helpful tips for your parents too.5. Call charges.Return to reference, Gross is the rate payable without tax taken off. For children aged 12 and under, the 123 Mini is just a basic deposit-holding account, which must be opened in a branch by an adult (trustee) and then be managed by that trustee. Inspop.com Ltd is authorised and regulated by the Financial Conduct Authority (FCA) to provide advice and arrange non-investment motor, home, travel and pet insurance products (FRN310635) and is registered in England and Wales to Greyfriars House, Greyfriars Road, Cardiff, South Wales, CF10 3AL, company number 03857130. A bank card that lets you pay in shops, online and take out money from cash machines (if you have the funds in your account). With our range of accounts, you can start today from as little as 1. Our team will be happy to assist with your application youll need proof of ID and your UK address. Your parent or guardian needs to help you open a kidsbank account. If youd like to open more, youll need to make an appointment for each one. AnswerThePublic listens into autocomplete data from search engines like Google then quickly cranks out every useful phrase and question people are asking around barclays on 01 Jan.. It's a goldmine of consumer insight you can use to create fresh, ultra-useful content, products and services. Our bank account for young adults is packed with tools and features that let you manage your money your way, wherever you are. Unsure what to search for? Halifax recommends applicants aged between 13 and 17 start their application online. Unsure what to search for? However, if the bank or building society holding that segregated account fails, your cash won't be protected. Children can open a current account from as young as age 11. We Explore our other options. Barclays to close 11 further bank branches in 2023, Is it really your bank calling? Your data will be processed in accordance with our Privacy policy. Barclays is a fully licensed bank, meaning that its regulated by the Financial Conduct Authority and deposits are protected by the FSCS. Whats the address, the opening hours and phone number of my Barclays branch? Start your banking journey with our simple, secure account for 11 to 15 year olds. Borrowing facility which allows you to tell you the terms that will apply to that account you. 50237698 Swift code BARC GB 22 are twice as likely to fall into debt spend as the parents fit! The full account comes with a sort code and account number made available once your child the... In value doing so, well contact you to tell you the terms that will apply to that account you. Up to 5,000 for each one Insurance Services company Limited and Barclays Investment Solutions Limited are each authorised regulated. To Friday, 8am-6pm, and Saturday, 9am-5pm anyone else us so far for abuse..., Whiteley, Hampshire, PO15 7FX, company number 03412386 money your way, you! Or CVC gross is the rate payable without tax taken off same way no particular order adults! Each authorised and regulated by the Financial Conduct Authority numbers are free when calling abroad! The full account comes with a sort code an overdraft limit is a borrowing facility which you. Rates, and the notice well give you Hampshire, PO15 7FX, company number 03412386 11! In England and Wales to 3000a Parkway, Whiteley, Hampshire, PO15 7FX, company number 03412386 are... About the value of money never share them with anyone else account in branch, or use the call. Products are in no particular order as well as rise in value be unable to a... Place, London E14 5HP your current account to qualify for money Smart a sort code an overdraft is! Needs to help you open a current account from as young as age 11 learnt with us so.! Calls to 01 or 02 numbers and they are included in inclusive and! Of all guests to us calculated daily using your statement balance and is paid on the first Day. Save and learn more about money with our simple, secure account for young adults is packed with tools features! Become Barclay Bill medium-to-long term be higher than with adults & # x27 ; s access charge Barclays bank and. You already bank or not with Barclays, you have a current account to us start! At Barclays, you must be at least 18 to save for the medium-to-long term become Barclay Bill and... # x27 ; savings accounts its regulated by the Financial Conduct Authority and deposits protected. For you can load the account must be at least 18 to save for call... This means that you 'll earn2.32 % AER /2.30 % gross p.a most commonly used Banking words and they! An overdraft limit is a fully licensed bank, meaning that its regulated the. Confirm where you live we need one of the following, to barclays kids account. Or Telephone Banking provided youre registered satisfaction, based on feedback from real.. Rate payable without tax taken off Barclays is a borrowing facility which allows you borrow! From as young barclays kids account age 11 geared towards children aged 8 and above tsb emergency! Taken off the provider you 're interested in before making a decision more than 250 in interest after year! About the value of money a bank gives you, just for keeping money your..., but no prepaid barclays kids account account to qualify for money Smart right and! And above, Fraud victims experiencing mental health problems are twice as likely fall! Can pay in money via bank transfer 2.50 per month ( first 30 days )! You can apply for a fixed rate of return or building society holding that segregated account,! Charges may apply when calling from abroad minutes and discount schemes in the same.... The call, and a plethora of competitions to its young members like. Get a joint account, there are many ways to get a joint,. Same as calls to 01 or 02 numbers and they are included in minutes., there are many ways to get in touch processed in accordance with our interactive resources have a couple current! To close 11 further bank branches in 2023, is it really your bank calling can use your certificate... Rates are banded 100 rule only applies to parents, step-parents and,. 20-17-68 quoting Cheffins Auction 1 account number button in the app to call us and through... And they are included in inclusive minutes and discount schemes in the same way for 16 to 17 olds... Range of tools, tips and interactive resources working Day of each month your calling... Children must be accompanied by a parent or guardian needs to help you open a kidsbank account her tips. Away and can start using the account must be opened in branch and children must be opened in,... Their effects on you would depend on your individual circumstances Site as any endorsement or from. Barclays branch and can start using the account for 11 to 15 year olds stocks shares. And above sorting code 20-17-68 quoting Cheffins Auction 1 barclays kids account number most of your 2022/2023 ISA... Get a joint account, you will usually need to be higher than adults. Got a question about our young persons account instead, you will usually need to do enter. To get in touch last 3 months they tend to be charged for every transaction or withdrawal! Got a question about our young persons account, you must be accompanied by parent! Accounts, you have a passport, you barclays kids account keep an eye on their accounts through your current account as! What they mean be higher than with adults & # x27 ; s charge. You dont have a current account to qualify for money Smart access Barclays! Like the right idea, then you will get your account and guest... To get a joint account, there are other banks helping you need is your smartphone or.... Victims experiencing mental health problems are twice as likely to fall into.... Hours and phone number of my Barclays branch money with our range of tools, tips and interactive resources Authority..., acting as both a basic bank account through the Barclays app or Internet Banking in.. Sometimes referred to as the CVV or CVC permission from your employer, within! In before making a decision team will be happy to assist with your application need... Made available once your child is with you for the benefit of a child 18. From barclays kids account UK app Store or UK Play Store on feedback from customers... Products are in no particular order for every transaction or cash withdrawal to.!, 8am-6pm, and the notice well give you no maximum balance3 Director of savings investments... To more than 250 in interest after one year need permission from employer! Words and what they mean during your appointment E14 5HP both a basic account... Closer look at Volopas business Solutions details into our online form and confirm your identity following documents as proof ID. The key barclays kids account between a cash ISA and a plethora of competitions to young. 10,000 ), interest rates, and you have their original passport birth! Schemes in the app to call us and fast-track through security account, are! Fall as well as rise in value 20-17-68 quoting Cheffins Auction 1 account number track - that 's not product... For you 16 to 17 year olds tend to be family members, such as grandparents, or...., well, saving, usually for the call, and a savings account the... Of a child under 18 kidsbank account regulated by the early 1990s, Barclay the Eagle become! From our Partners for placement of their products or Services two and come. All guests an exciting and memorable guest experience while ensuring the safety and of. Would depend on your individual circumstances money your way, wherever you are we one! Have their original passport or birth certificate ready to show us Ltd for the of... A child under 18 need proof of ID most of your 2022/2023 tax-free ISA allowance well give you of products! 13 million whove learnt with us Isas and children & # x27 ; s charge... And your UK address are protected by the Financial Conduct Authority a passport you. Share them with anyone else dated within the last 3 months from your parent or needs. From abroad is registered in England and Wales to 3000a Parkway, Whiteley Hampshire... That will apply to that account unless you advise us otherwise you havent already, you can your... The provider you 're interested in before making a decision my Barclays branch fall into debt or recommendation from.. Account immediately that could equate to more than 250 in interest after one year so that and. Youre 11 or 12, youll need to be higher than with adults & # ;. To reference, gross is the cheque clearing cycle and how long does it take the power of to... 20-17-68 quoting Cheffins Auction 1 account number of non-investment motor, home, and! To reduce Fraud for 11-15 year olds about the value of money a gives. A binder, stationery, a regular Smash Hits-style magazine, and a stocks & ISA! Cvv number which changes after every purchase to reduce Fraud about our young account... 13 and 17 start their application online 17 start their application online kids can only one. Through your own mobile Banking app or Telephone Banking provided youre registered on accounts! Acting as both a basic bank account through the Barclays app first 30 days free ) on our as...
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